Use the Synchrony Car Care™ credit card for everything your car needs to stay on the go, including gas, tires, brakes, car repairs, maintenance, and more!
on purchases of $199 or more with the
Synchrony Car Care™ credit card. *
with acceptance at gas stations
nationwide across all major gas brands. **
with $0 fraud liability and no annual fee. 1
Click an icon to learn more
Help make paying for routine maintenance easy with the Synchrony Car Care™ credit card. Whether you’re in need of an oil change, replacing belts and hoses, installing new windshield wipers or auto repairs, the Synchrony Car Care™ credit card is accepted at more than 1 MILLION auto merchant locations nationwide including parts, repair, gas, services and more.
And remember, 6 months promotional financing is available on purchases of $199 or more made with the card. *
Maybe you’re looking to clean salt, grime or sap off your car and a run through the local car wash will do just that. Good news, your Synchrony Car Care™ credit card can be used to pay for those routine car washes.
If your car needs a bit more attention, then maybe a car detailing is what you’re looking for. If you’ve never had your car detailed, read more about what you need to know about car detailing here.
Whether you pay for parking online, in a parking app, or at the machine or booth where you park, you can use your card. Add your card to your preferred parking apps and make it a seamless way to pay for parking on the go.
With your toll account
Load your card into your toll account for seamless toll payments with your card.
Use your card when you go online to load your toll account or pay individual toll payments.
Pay at the booth
When you’re traveling and run across a toll and need to pay, use your card to make a payment at the booth.
Your Synchrony Car Care™ credit card is an easy option to pay when you take a rideshare or taxi. You can load your card into your rideshare apps or pay with your card after your ride. Synchrony Car Care helps make it easy to reach every destination — no matter if you drive or find a ride.
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Routine MaintenanceHelp make paying for routine maintenance easy with your Synchrony Car Care™ credit card. Whether you’re in need of an oil change, replacing belts and hoses or installing new windshield wipers, your Synchrony Car Care™ credit card is accepted at more than 1 MILLION auto merchants nationwide including parts, repair, gas, services and more.
And remember, 6 months promotional financing is available on purchases of $199 or more made with card. *
Car Washes & DetailingMaybe you’re looking to clean salt, grime or sap off your car and a run through the local car wash will do just that. Good news, your Synchrony Car Care™ credit card can be used to pay for those routine car washes.
If your car needs a bit more attention, then maybe a car detailing is what you’re looking for. If you’ve never had your car detailed, read more about what you need to know about car detailing here.
Whether you pay for parking online, in a parking app, or at the machine or booth where you park, you can use your card. Add your card to your preferred parking apps and make it a seamless way to pay for parking on the go.
With your toll account
Load your card into your toll account for seamless toll payments with your card.
Pay online
Use your card when you go online to load your toll account or pay individual toll payments.
Pay at the booth
When you’re traveling and run across a toll and need to pay, use your card to make a payment at the booth.
Your Synchrony Car Care™ credit card is an easy option to pay when you take a rideshare or taxi. You can load your card into your rideshare apps or pay with your card after your ride. Synchrony Car Care helps make it easy to reach every destination — no matter if you drive or find a ride.
Click an icon to learn more
Good thing the Synchrony Car Care™ credit card offers 6 months promotional financing on purchases of $199 or more. *
So you don’t have to risk your safety by putting off repairing or buying new tires when the need arises.
In need of parts to repair your vehicle? Looking to add some accessories? Your Synchrony Car Care™ credit card is accepted at auto parts stores nationwide.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card. *
Did you know you can use your Synchrony Car Care™ credit card for car rentals?
Whether you are renting a car at your destination, to get to your destination or even to use for your daily needs while your car is in the shop, it’s easy.
Plus, for car rentals $199 or more, you can take advantage of 6 months promotional financing that is available when you use your card. *
So, you can use your card when you need to rent a car and keep all your auto expenses in one place.
Larger maintenance and repairs for your vehicle may come at an unexpected time, but you can take advantage of promotional financing to pay over time for auto repair and maintenance with your Synchrony Car Care™ credit card.
No matter what the job is, it’s easy to find a location near you. With acceptance at more than 1 MILLION auto merchants nationwide including parts, repair, gas, services and more, you can find the auto services you need.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card * , so you can get the repairs you need today and pay over time.
Pay your bill in full.
Avoid the insurance company's installment fees when you pay your premiums in full.
Pay in installments.
Add your Synchrony Car Care™ credit card as your preferred payment with your insurance company and set up convenient automatic payments.
Accidents happen. When they do, you can use your card to pay the deductible and get back on the road quickly.
Plus, 6 months promotional financing is available on auto insurance payments of $199 or more made with your card * , so you can pay over time!
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Tires & WheelsGood thing your Synchrony Car Care™ credit card offers 6 months promotional financing on purchases of $199 or more. *
So you don’t have to risk your safety by putting off repairing or buying new tires when the need arises.
Parts & AccessoriesIn need of parts to repair your vehicle? Looking to add some accessories? Your Synchrony Car Care™ credit card is accepted at auto parts stores nationwide.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card. *
Rental CarsDid you know you can use your Synchrony Car Care™ credit card for car rentals?
Whether you are renting a car at your destination, to get to your destination or even to use for your daily needs while your car is in the shop, it’s easy.
Plus, for car rentals $199 or more, you can take advantage of 6 months promotional financing that is available when you use your card. *
So, you can use your card when you need to rent a car and keep all your auto expenses in one place.
Larger Maintenance & RepairsLarger maintenance and repairs for your vehicle may come at an unexpected time, but with your Synchrony Car Care™ credit card you don’t have to worry about how you’ll pay for them.
No matter what the job is, it’s easy to find a location near you. With acceptance at more than 1 MILLION auto merchants nationwide including parts, repair, gas, services and more, you can find the auto services you need.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card * , so you can get the repairs you need today and pay over time.
Auto InsurancePay your bill in full.
Avoid the insurance company's installment fees when you pay your premiums in full.
Pay in installments.
Add your Synchrony Car Care™ credit card as your preferred payment with your insurance company and set up convenient automatic payments.
Pay deductibles
Accidents happen. When they do, you can use your card to pay the deductible and get back on the road quickly.
Plus, 6 months promotional financing is available on auto insurance payments of $199 or more made with your card * , so you can pay over time!
Discover all the places you can use the Synchrony Car Care™ credit card.
You’ve got nationwide location options with the Synchrony Car Care™ credit card. Take a look at some of the merchants where the card is accepted. **
If your credit card has this Synchrony Car Care™ logo, you can take advantage of the offers below.
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Find nearby gas stations and auto service locations, manage your account, and access offers – on the go!
Have questions? We have answers.
The Synchrony Car Care™ credit card is accepted at gas stations and auto parts and service businesses nationwide. A complete list of participating retailers and gas locations can be found online here.
When shopping at a store with my Synchrony Car Care™ credit card, how do I take advantage of the everyday benefits of the card?
Simply pay as you normally would–swipe or insert your card at checkout. Promotional financing will automatically be applied to eligible purchases. It works the same when shopping online. Just enter your Synchrony Car Care™ credit card account number on the payment form at eligible online retailers.
What if I want to pay off the item(s) that qualify for promotional financing before they are due?You can always make more than your minimum monthly payment and pay off your item(s) earlier than the promotional financing end date.
What if I have multiple promotional financing balances on my account at the same time?The Promotional Summary Box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well. Note: Deferred interest charges will be shown on each statement but will not be billed to your account unless your promotional balance is not paid in full on or before the promotional expiration date.
Can I schedule multiple payments?You can schedule up to 12 future payments, including the date you want the payment to post to your account and the amount. You can also vary the amount, date and payment source for each payment.
Why has interest been charged to my account on my Deferred Interest promotion if I have made all the minimum payments?
Synchrony Bank sends monthly statements to you which provide Promotional Purchase Summary Information, the Accrued Deferred Interest, and the Promotional Expiration Date. To avoid interest charges on any promotion, the promotional balance must be paid in full by the expiration date. Check your statements to ensure that your payments were received before the promotional expiration date.
How do I change my personal information (email address, address, etc.)?To change your email address, address, phone number, or other personal information on your account, please visit www.MySynchrony.com.
If you need to change the name on the account, please call us at 866-657-0376 Monday through Friday from 8AM — 12 Midnight (ET).
How can I check the status of my rebate offer?Have a question about or want to check the status of a Rebate? Visit SynchronyCarCare.myrebatemanager.com or call 1-855-333-2820; Discount Tire cardholders can visit dt.rebatepromotions.com or call 1-866-892-8078; America’s Tire cardholders can visit at.rebatepromotions.com or call 1-866-892-8078.
Note: Rebates cannot be used as a payment method on a Synchrony Car Care™ credit card account. Rebate Center Hours: M–F 9AM – 9PM ET
What if I have account management questions?Synchrony Car Care ™ credit cardholders can manage their account online by registering / logging in or Chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance. You may also call 1-866-657-0376 to speak to a customer service representative
Manage all your car expenses with the Synchrony Car Care™ credit card, accepted at gas stations, auto parts, car repair shops, and service businesses nationwide. See if you Prequalify and get a decision in seconds with no impact to your credit score.
*,** Subject to credit approval.
* Minimum monthly payments required. For promotional financing details, click here . See above for merchant locations. Gas station purchases are not eligible for promotional financing. Promotional financing is available at auto merchants where Synchrony Car Care is accepted. Promotional financing is automatically applied to qualifying purchases by Synchrony, and is reflected on the account statement. No additional action is needed by the cardholder nor the merchant.
** Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the "MCC") associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.
1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders should see their cardholder agreements for their applicable terms.
2 Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.
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No Interest if Paid in Full within 6 Months*
On purchases of $199 or more made with your Synchrony Car Care™ credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.
*Gas station purchases are not eligible. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, aöer promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. . Existing cardholders: See your credit card agreement terms. Subject to credit approval.
How are my monthly payments calculated?
How long will it take to pay off my purchase?
What is the Interest Rate and will it change?
How do I avoid paying interest or minimize the interest paid?
Sin Interés si se Paga en su Totalidad dentro de los 6 Meses*
en compras de $199 o más con su tarjeta de crédito Synchrony Car Care™. El interés se cobrará a su cuenta a partir de la fecha de la compra si la compra promocional no se paga en su totalidad dentro de los 6 meses. Se requieren pagos mínimos mensuales.
*Las compras en gasolineras no son elegibles. El monto de la compra que califique debe estar en un recibo. No se cobrará interés en la compra promocional si paga el monto de esta en su totalidad dentro del período promocional. De lo contrario, se cobrará interés sobre el saldo de la compra promocional desde la fecha de compra. Los pagos mensuales mínimos requeridos pueden o no saldar el balance de la compra promocional antes del final del período promocional, dependiendo en el monto de la compra, la duración de la promoción y la asignación de pagos. Los términos regulares de la cuenta se aplican a compras no promocionales y, después de que finalice el período promocional, al saldo promocional. Nuevas Cuentas a partir del 16 de julio del 2024: APR de Compra 34.99%. La Cláusula de APR por Incumplimiento es del 39.99%. Cargo Mínimo de Interés $2. Se cargará una tarifa promocional igual al 2% del monto financiado en una promoción de pagos iguales sin interés por 18 meses o más. . Titulares de tarjeta existentes: Consulte los términos del acuerdo de su tarjeta de crédito. Sujeto a aprobación de crédito.
Interés Diferido: Cómo funciona
¿Cómo se calculan mis pagos mensuales?
¿Cuánto tiempo me tomará liquidar mi compra?
¿Cuál es la Tasa de Interés? ¿La tasa de interés cambiará?
¿Cómo evito pagar interés o minimizo el interés pagado?
